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Increase
your income, Sign Up and Go To an FHTM meeting?
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This
site is dedicated to help others learn more about
the company of Fortune High Tech Marketing. FHTM
will dramatically change your outlook on life and
this web site is dedicated to help you catch that
same vision. 
EVERYONE
NEEDS THIS! - Nancy, Lake Forest
Welcome
to FHTM
Paul
Orberson is no stranger to living on a budget. A native of Lexington,
Kentucky, Paul worked for years as a high school teacher while
coaching basketball and baseball. Although he loved challenging
young minds, Paul grew frustrated by the financial limitations
of raising a family on a modest teacher’s salary.
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FHTM
PRODUCTS SERVICES
TRANSFORM THE SHOPPING EXPERIENCE INTO $$$ |
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Health & Beauty Every year for the next 10 years, more than four million Americans will turn 21, and even more will turn 50. More than 85% of each group is online, and Fortune Hi Tech Marketing is leading the charge. FHTM offers True Essentials nutrition and weight loss products and Lamas Beauty (organic) products.
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Services The services industries account for 55% of economic activity in the U.S. Some of the fastest growing services industries include identity theft prevention and recovery services and affordable health assurance plans. Fortune is leading the services industry with services from IdentAshield, and with more than 47 million uninsured Americans, Fortune Health Care Card.
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Entertainment Dish Network is the fastest growing satellite company in America with more than 13 million subscribers. With the lowest all-digital prices nationwide, Dish Network is the leader in HD and ranked #1 in customer satisfaction. DISH, it is the industry’s first 100 percent, all-HD suite of programming packages featuring 1080p resolution.
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Communications The world now has more than 2 billion cell phone or mobile phone subscribers. Fortune Hi Tech Marketing is meeting this challenge with The Wireless Shop. Other top communications products include low-cost home phone services, from HomVantage and FonVantage VoIP (Voice over Internet Protocol).
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Local
and Long Distance Service With HomVantage, shop, compare and sign up for the best phone service plans offered by the nation’s best carriers, all on one convenient website. HomVantage offers local and long distance plans, or long distance only. |
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VOIP
Service Enjoy nationwide coverage, free extra features, reliable service and clear, high quality sound with FonVantage VoIP (Voice over Internet Protocol). |
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MyTelTag
Messenger MyTelTag Messenger is a messaging platform that provides a simple and cost effective method in which to communicate with your FHTM organization through the use of voice messaging. |
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Dial-up
Internet Access FHTM VISP offers dial-up internet access from anywhere in the country. With 43,000 domestic dial-up Points of Presence (POPs), it is easy to access the Internet whether at home, or on the road. |
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High-Speed
Internet Access You deserve to get the most out of your high speed Internet service. Download music, share pictures, and surf online faster, without waiting for slow dial-up service to load. Talk to friends and family while online. |
READY
TO JOIN the #1 Team in the Nation, Call Today:
(949) 454-8447.
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FHTM
HOW DO I GET PAID?
TRANSFORM THE SHOPPING EXPERIENCE INTO $$$ |
Opportunity
The
editor of Millionaire Blueprint Magazine states
“… if I ever made the decision to get involved in
any network marketing company, I would join this man and his company.
The concept of the company is unique, it is financially strong
because it is backed by Paul himself, and he has major dollars.
Major national companies are lining up trying to get his company
and distributors to sell their products. His compensation plan
is like no other in its generosity and millions of dollars have
been spent on the support and technology for the distributors.”
How Do I Make Money as a Fortune Hi Tech Representative?
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Getting Paid as a Manager: |
The start of your business Initial investment: $299
Step One towards earning income is getting 3 customer
points.
This allows you to receive Ľ% residual income on each customer
point (a recurring bill) in your downline through the first 7
levels and 5% on the customer points on your 8th level.
3 customer Points also qualifies you to receive $100 on anyone who you sponsor in your first level … once they have gathered their first three customer points.
The best and quickest points come from True Essentials, Peter Lamas, Travel Web Site, Personal Web Site, MyTelTag (plans starting at $19.99 and above) Ingrid Home Security, Fortune TV, Fabs Fitness Program, and Identashield. That is because they activate very quickly, if not almost instantly, and you are qualified to begin earning money immediately. Dish TV, GE Home Security, Cellular Phone Services (family plans count as 2 points when not used for your first 3 points) and the Long Distance Services as well as the other products offered, take longer to activate and are better used for points 4 through 15 as you advance levels.
Once you have 5 customer points (with 2 "outside of home"), you are paid $15 on each of the people sponsored by you or anyone else on level 2 through 7 in your Manager’s Code.
Once you have 10 customer points (with 2 "outside of home"), you are paid $20 for anyone entering your business on your 8th level in your Manager’s Code.
3 customer points gets your $299.00 back with your first three people in place in level one. 2 more points should be customer points outside the house to get paid $15.00 each from anyone in level 2-7. As soon as you are ready to go Regionals with 12 people under you must add 5 more points. Any points
10 Customer Points pays you to Infinity
You receive Ľ % of all customer billings through your 7th level and 5% on your 8th level anywhere within your Managers Code.
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Getting Paid as a Trainer Coach: |
To receive maximum income it is highly beneficial to position yourself as a Trainer Coach right from the beginning , however, you may upgrade to Trainer Coach at any time.
Trainer Coach is the only level in the company that you can choose to advance to yourself, and the benefits increase as your business grows. The cost is $299.
As a Trainer Coach you receive an extra $40 for every Manager you personally train anywhere in your downline.
As a Regional Manager and Certified Regional Trainer (which means you have completed Certified Regional Training, (CRT school) you are paid $80 for every Trainer Coach that you personally train anywhere in your downline.
You will receive both the $40 plus the $80 for a total of $120 when personally training a new Manager who immediately positions themselves as a Trainer Coach (Training must be completed within the first 60 days and a training slip must be completed and Faxed into the company within 10 days of the training date.)
Trainer Coaches count as an additional point for both regionals and executives when working towards the additional bonus levels of 6, 16 and 24 people.
Training money is paid out weekly.
Once you have 4 active Trainer Coaches personally sponsored front line, you receive an extra $5 on every Manager being trained by anyone in your Regional Code.
Once you have 6 active trainer Coaches personally sponsored, front line, you receive an extra $10 on every Manager being trained by anyone in your Regional Code.
As a Trainer Coach you receive an additional $60 bonus in your Regional Code and/or an additional $40 in your Executive Code when any Manager enters as, or upgrades to, Trainer Coach and gets at least 1 new customer as an “outside the house” point (friends or family at another address ).
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Getting Paid as a Regional Sales Manager: |
To reach your Regional Code you must have 3 Personally Sponsored people and an additional 9 people anywhere in your first 5 levels for a total of 12 people.
As soon as you sponsor you’re 12th person you are automatically promoted to Regional manager.
To activate your Regional Code you must have 10 Customer Points (you have a minimum 30 day grace period to get your 10 Customer Points).
Anyone you personally sponsor in your first level generates a minimum of $200 and a maximum of $300 per person.
Anyone sponsored anywhere by anyone else in your Regional Code from level 2 to unlimited levels generates a minimum of $100 and a maximum of $210.
When you have 6 new people enter your Regional Code in one calendar month you will receive an extra $50 per person
When you have 16 new people enter your Regional Code in one calendar month you will receive an extra $100 per person
Any person in your Regional Code entering as or upgrading to the Trainer Coach position will count as an additional point towards reaching your 6 or16 points
As a Regional Manager doubling in your Regional Code (achieving 16 points in one calendar month) you will also receive double residuals in your entire business
You receive ˝ % of all customer billings through your 7th level and 5 - Ľ % on your 8th level as well as Ľ % on levels 9 through infinity in your Regional Code.
When 16 people enter your business in one calendar month , you receive 1% through your 7th level and 10 - ˝ % on your 8th level as well as ˝ % on levels 9 through infinity in your Regional Code.
Every time a Manager in your Regional Code advances to Regional,
that manager breaks away and you receive a $50 breakaway
bonus for every person who enters his regional code.
(Your unlimited residual income stays the same)
When the second generation breaks away (when your Regional gets a Regional) in your Regional Code you receive an additional $10 breakaway bonus for every person who enters his regional code to unlimited levels.
Once you personally have 5 True Essential points, every time a person enters your Regional Code and gathers 2 True Essential points within 60 days, you receive an extra $25 bonus.
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Getting Paid as an Executive Sales Manager: |
To reach Executive Sales Manager you must have a cumulative total of 90 Managers in your Regional Code (prior to breakaway) and you must help 6 of those 90 people reach Regional Manager.
You must have an additional 5 customer points for a total of 15 customer points. (Once you reach 15 customer points you never need any more customers)
Anyone you personally sponsor in your first level generates a minimum of $260 and a maximum of $420.
When anyone enters your business on levels 2 through infinity you receive a minimum of $160 and a maximum of $330 per person who is not in a breakaway code.
Once you have 4 Trainer Coaches personally sponsored, front line you receive an extra $10 on every Manager being trained in your Regional code.
Once you have 6 trainer Coaches personally sponsored, front line,
you receive an extra $20
on every Manager being trained in your Executive Code.
(When you personally sponsor a Trainer Coach you receive an extra
$10 for a total of $30.)
As an Executive Sales Manager doubling in your Executive Code (achieving 24 points in one calendar month) you receive double residuals on your entire business
When you double your Executive Code (24 people entering your business in your Executive Code), you receive 1-˝ % of all customer billings through your 7th level and 11 % on your 8th level as well as 1 % on levels 9 through infinity on anyone in your Regional and Executive Codes.
You are eligible for the Platinum Car Program (a Platinum Lexus)
When 24 people enter your executive code for 4 out of 6 months, you earn a Platinum Lexus with the company … a minimum value of $36,000!!! You have the option to lease or buy the car and you can choose any silver Lexus you want and pay the difference.
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The Platinum Car Program: |
Earn a Lexus … for life!
When 24 people enter your business anywhere in your Executive Code for 4 out of 6 months you qualify for the Platinum Lexus Program.
Every Trainer Coach counts as 1 point in your Regional Code.
Once you receive your Platinum Lexus you maintain it by doubling in your Executive Code every month (which means there are 24 people entering your Executive Code every month. Once you reach this level doubling in your Executive Code is mostly taken care of by the momentum in your group. Anyone entering your Executive Code to unlimited levels counts. You also receive 2 points for any Trainer Coach who enters and those 2 points count towards your 24)). In almost every case, your business is large enough to automatically sustain the momentum required for the Platinum Lexus Program
You have the option to either Lease or Buy your car.
You win a new Platinum Lexus every 3 years
At the end of 3 years, whether you have bought or leased your Lexus, you still qualify to receive another brand new Lexus.
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Getting Paid As A National Sales Manager: |
Anyone you personally sponsor in your first level generates a minimum of $290 and a maximum of $480
When anyone enters your business on levels 2 through infinity in your Executive Code, you receive a minimum of $190 and a maximum of $390 per person.
As a National Sales Manager doubling in your National Code (achieving 48 points in one calendar month) you also receive double residuals in your entire business.
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Getting Paid As A Presidential Ambassador: |
The Ambassador Pool:
Once your total combined earnings reach a total of one million
dollars collectively, from the day you joined, you can be voted
into the Ambassador Pool. $3 for every manager, $10 for every
Trainer Coach, $5 for every Regional, and $5 for every Executive
is put into the pool. This pool is then divided between the Ambassadors.
This bonus is paid monthly.
The Presidential Pool:
Once you become a National Sales Manager and help 3 other people reach National Manager you are automatically placed into the President’s pool.
You are paid a residual for every customer Fortune has, anywhere … worldwide in addition to the Ambassador Pool.
If you can find a Network Marketing or Direct Selling Company
… anywhere in the world … that pays out more income
to their Representatives than Fortune Hi Tech Marketing, we would
like to see it … because we believe that Paul will find
a way to outdo them.
“I have looked at and dissected Paul‘s company as
well as its compensation plan, and in my opinion, it is the most
unique network marketing company in the country and his compensation
plan is the most generous plan in the industry. Nothing I have
ever looked at comes close. In fact, before you really understand
how it pays out, it defies logic.
… Tom Spinks Editor Millionaire Blueprint
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FHTM
SHOPPING MALL
SAVE MONEY BUYING GREAT PRODUCTS |
FHTM customers and Representatives can sign-up today, free, for
the FHTM Rewards program. Shopping on the Internet can earn you
rewards points to be redeemed for products from any participating
merchants. Hundreds of great merchants are participating in this
unique opportunity to reward you for your loyalty. The ways you
can earn and redeem points by shopping online at the FHTM Rewards
Mall are virtually endless, and your savings can grow everyday!
Buy books, movies, music, computer hardware, electronics, toys,
office supplies and so much more. Buying your favorite name brand
products, and even neighborhood restaurant visits could earn you
points today!
CLICK HERE TO GOTO FHTM SHOPPING MALL
For
more Information and hands on help call your team today at: (949)
454-8447.
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FHTM
RESTAURANTS
SAVE MONEY EATING OUT IN ORANGE COUNTY |
About 10000 Local Restaurants Your favorite restaurant is in your
neighborhood – maybe you just don't know it yet. Restaurant.com
is here to help. Get up to 60% Off on Restaurant Certificates
available to Print Immediately!
CLICK HERE TO GO TO DISCOUNT AREAS FOR RESTAURANTS
For
more Information and hands on help call your team today at: (949)
454-8447.
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FHTM
TRAVEL DISCOUNTS
Additional Services |
Travel FHTM makes booking your next vacation or get away easier than ever. Now you can book airline tickets, hotel and resort rooms and rental cars with the click of your mouse. Browse the travel portal for package and destination ideas, discounts and price comparisons. Everything you need to plan the perfect vacation is all in one place. With more than 60 airlines, 55,000 hotels and resorts and 28 rental car companies you can find the perfect match for your travel needs.
Even if you don’t know what your perfect vacation is, Travel FHTM will help you find it. With the travel portal, powered by the Travelocity Partner Network, you can find vacation destination ideas, package deals, activity suggestions, popular vacation cities and discounted last minute trips. It is easier than ever to plan the perfect vacation.
The travel market is one of the fastest growing world markets.
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$7 Trillion Dollar Industry!
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12.9% of ALL Customer Spending Worldwide
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842 Million Trips booked Worldwide
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79 Million Trips booked Online!
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2.6 Million US Hotels are Sold EVERYDAY
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43 Million Airline Reservations booked
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21 Million Rental Cars booked
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29 Million Theme / Travel Packages booked
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5.7 Million Cruises booked
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Worldwide Travel
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60 + Airlines
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55,000 + Hotels and Resorts
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28+ Rental Car Companies
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Customer Trips and Packages
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Last Minute Travel Deals
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1,400 Theme Parks at 150 + Destinations
Book Your Discount Travel Here RIGHT NOW!(Non Members)
Click Here to Purchase your FHTM Travel Portal (MEMBERS ONLY)
For
more Information call your InQuira team today at: (949) 454-8447.
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VIDEOS
AUDIO VISUAL LEARNING |
Videos On
Below Videos Click Boxes to View Video.
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TESTIMONIALS
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What customers have to say can speak volumes about a technology vendor. Browse below, and read what selected FHTM customers say about their decision to invest in FHTM, and the benefits they've gained by doing so.
Representative Success Stories
| Presidential Ambassador |
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Chris
Doyle
Chris Doyle believes the three F's, faith, family and finances are the most important things in his life. While he, and his wife, Judy, center their family on these principles, the Doyles still know what it is like to experience hard times. For 18 years, Chris owned a successful manufacturing business. The introduction of NAFTA caused his company's business to decline. Chris found himself going from a strong, positive cash flow to tens of thousands of dollars in losses per month. After closing the doors to his manufacturing plant, he could not find work for over two years and eventually took a job he absolutely hated. Even though Doyle was named a Presidential Ambassador in 2006 and a member of FHTM's Ring of Honor in 2005, he admits he was skeptical about FHTM when his nephew, Bronson Doyle, attempted to get him to attend a meeting. "I stood him up three times before finally attending."ť In 2002, Chris joined FHTM, making the decision that would change his life. Driven by his goal to be debt-free, Chris viewed FHTM as an option offering "low investment and unlimited opportunity."ť He now credits FHTM with helping him beat the depression brought on by the decline of his previous business venture. Doyle says he realizes he cannot make others want what he wants in terms of success. However, he offers this advice to new Representatives: "Believe in yourself and never quit! Never get financial advice from broke people!"ť This advice is serving Chris well, as his business continues to thrive.
Joel
McNinch
As a successful manager at a Fortune 100 company, Joel McNinch was miserable because he lacked financial independence and the freedom to manage his time as he chose. Then, in November 2004, Joel joined Fortune Hi-Tech Marketing, impressed by the generous compensation plan and the security the business provides. "Working for Fortune is an opportunity you can't be downsized from,"ť he says. Joel believes in helping other men and women succeed as they grow their business. "There is something very rewarding about having an impact on the way people live,"ť he says. Joel appreciates his own income, saying it "opens up options that you may never have considered."ť Joel would like to become a cash millionaire within the next few years and retire in the President's Pool by 2008, at the age of 35"”a true success by any measure.
Mike
Misenheimer
A self-proclaimed goal-setting fanatic, Mike Misenheimer joined Fortune Hi-Tech Marketing purely on faith. "I hadn't even seen the business plan, but I believed in Paul Orberson, Ruel Morton and myself,"ť says Mike. Using his business philosophy, "help others get what they want and you'll get what you want,"ť Mike's dream has become a reality for himself, his wife, Brenda, daughter Bailey, and sons Drey and Eli. They are now able to contribute more to their church, community and family than ever before. By keeping his goals in focus, Mike has enjoyed true success through Fortune, including being named to the 2006 Ring of Honor.
Ruel
Morton
Ruel Morton epitomizes success. Born and raised in eastern Texas, he was brought up in a lower/middle income household. Ruel says he never understood very much about business as a child, because no one he was around knew much about it. Almost everyone in his blue-collar town, including his father, worked for the local steel mill. There was little opportunity for personal or professional growth and the town itself was incredibly dependent upon the steel mill. About the time Ruel was leaving for college, the steel market crashed, causing all 5,000 employees of the local mill to lose their jobs. It was a devastating time for the town. The pain and loss Ruel saw around him made him never want to work for someone else. He never wanted to be reliant on another person or company just to put food on his own table. Because of this determination, Ruel has become a huge success in the network marketing industry. Intent on becoming his own boss, Ruel chose to major in business. "Business is finding an unfulfilled need, and filling that need. Business is not a guy in a suit and tie behind a desk. It is whatever we do every single day. You can own your own business and work for it."ť Ruel believes many Americans know how to make money for others, but not for themselves. Children today are told to go to school, get good grades, begin a job, work the rest of their lives and then hopefully retire someday with enough money. Ruel challenges that mentality. In his line of thinking, it is not the responsibility of people to make success stories of others, but rather of themselves. Ruel is recognized for his success by other Representatives. Steve Jordan, who was sponsored by Ruel said, "I truly owe any success that I have had to his coaching and knowledge of the business. In my opinion, he is a master communicator. I have learned so much from him. He has been a true inspiration to me and my team."ť Because of his hard work and dedication to the field, Ruel was a 2005 inductee into the Ring of Honor and a 2006 Presidential Ambassador.
Todd
Rowland
Todd and Ashley Rowland, from Florence, South Carolina, cite their spiritual Christian walk and family as the most important aspects of their lives. Through FHTM, they have been given the opportunity to grow in both of these areas. Before joining FHTM, Todd worked as a football coach for ten years, during which time he helped lead a team to the 5A state championship in Arkansas. The salary of a football coach left the family of five financially strapped, however, prompting them to join FHTM. Todd and Ashley have met the goal they set when they first started their business in 2001. "We have met our goal of replacing our annual coaching salary with our monthly salary in FHTM. We now want to use FHTM to become completely financially independent."ť In addition to the financial gains this family has received through FHTM, they also enjoy the freedom owning a business provides. Todd is able to set his own schedule while meeting new people daily. He also enjoys the travel and the different experiences he has had while working the business. When asked what advice he would offer a Representative just starting in the business, Todd answered, "Set your goals and dreams high and don't let anyone tell you that you can't achieve them."ť Todd's hard work earned him a place in the 2004 Ring of Honor. He was also named a Presidential Ambassador in 2006.
| Ring of Honor |
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Gilbert
Anderson
As the first person to open a Fortune Hi-Tech Marketing business in Canada, Gilbert Anderson knows the importance of building a good team. "You can never build a dynasty by yourself,"ť says Gilbert, "but with the right team, you can do anything."ť Gilbert claims that it is his team that makes him successful. He enjoys working with committed Representatives who are willing to set goals and work toward them. Though he is aware of the sacrifices, Gilbert believes the right attitude, coupled with the ability to dream, will enable others to succeed. "Fortune gives the average person like you and me a better chance at winning,"ť he says. Gilbert also believes in the power a positive attitude can have in business. "Your attitude is everything,"ť he advises. "Change your attitude and I guarantee you will change your results."ť Today, Gilbert is proud to be part of such a strong team, striving for success with Fortune.
Jerry
Brown
Jerry Brown's business philosophy is simple. "Don't just look for a superstar, be a superstar,"ť he says. As a former military man and full time pastor, Jerry took a stab at network marketing through another network marketing company before joining Fortune Hi-Tech Marketing. Jerry finds that the teamwork available through Fortune, and the terrific product lines offered, give him the sincere opportunity to succeed. His leadership skills help him to accomplish his mission of helping others while gaining their respect and loyalty. To Fortune reps just starting out, Jerry offers this advice: "the only way you can fail in this company is to quit."ť
Bob
Decant and JoAnne McMahon
Bob Decant and JoAnne McMahon are no strangers to working as a team. As the former owners of JCM Builders, they chose Fortune Hi Tech Marketing for the leadership, vision and experience it offers. "What I like best about Fortune is the flexibility to work at your own pace,"ť says JoAnne. "We are both working toward the same goal, each with our own unique style."ť JoAnne credits the corporate staff for inspiring the duo. "Knowing we have them at the helm makes me very comfortable,"ť she says. JoAnne and Bob feel very confident in their future, thanks to their philosophy to see each job all the way through. They advise anyone just starting out to follow the motto "failure is not an option!"ť
Steve
Jordan
Steve Jordon and his wife, Shelly, believe the most important thing in life is family. Through Fortune Hi Tech Marketing, Steve and Shelly have been able to realize their dream of being full-time parents to their daughter, Shelby and twin sons Hunter and Parker. "Fortune offers long term stability and a strong pay plan with unlimited potential,"ť explains Steve. He finds the key to success through Fortune is quality product that Representatives can get behind. "Our True Essentials line has changed the way I live my life,"ť says Steve. Steve believes anyone can find success if they, "jump in the Fortune pool and swim like crazy."ť As NSM, Ring of Honor recipient, and a Platinum Lexus owner, Steve's own success story is rock solid.
Terry
and Sandi Walker
When Terry and Sandi Walker decided to join FHTM in 2004, they never looked back. "We were tired of working all the time, with no time for family,"ť says Terry. Because of the low start-up cost, Terry and Sandi were able to start on the path to their dreams, despite having little money to invest and no previous business experience. Terry and Sandi possess a "can-do"ť attitude, and say failure is not an option. "We love helping other people just like us"¦we will pour our heart and soul into their successes,"ť Terry says. The Walkers are thankful for the opportunities brought to them by FHTM and they credit the vision of Paul Orberson for helping to build the business and grow the company that has created financial freedom for their family. To sum up, Terry says, "I believe we are in for the ride of a lifetime!"ť
Roger
McKay
Since joining FHTM Canada in November, 2005, Roger has moved forward quickly. In February of 2008, Roger attained the level of National Sales Manager. Roger's drive and dedication to his team move him steadily onward toward his goal of Presidential Ambassador. "That's the Pool I want to play in!"ť he laughs. Roger's positive attitude, persistence, faith and passion for FHTM has never steered him in the wrong direction. Helping people win is Roger's goal. Listening to their hopes and dreams and helping them overcome obstacles along the way is what he enjoys most about working his FHTM business. "I want to add value to the lives of others. Fortune gives me the opportunity to add value to my family's life and achieve my personal goals by helping others achieve theirs. I don't know of a better business model than FHTM."ť
Sheri
Winter
Sheri saw FHTM as a business opportunity she could believe in. Her "you can do anything"ť attitude was perfect for this path to financial freedom. She carries that perspective through every aspect of her business; including team building. "I would like to have the most financially successful people in my downline that FHTM has ever had! Presidential Ambassador is what's next for me!"ť She plans to reach this goal by helping other people be successful in her downline. With Sheri's persistence, positive outlook, willingness to help anyone she knows and love for this business, she sees no limit to how high her business can grow. Her most important goal, however, is to fulfill the call God placed on her life in every area. Sheri now feels capable of doing that through the time freedom and financial freedom she has earned through her FHTM business. "Fortune is the vehicle that will allow me to ultimately fulfill my destiny."ť
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TOOLS AND KNOWLEDGE OF SHARING |
Take
a couple of minutes and fill out the simple application
and become a Business Owner TODAY!
Your
site will be up and running the same day you join FHTM.
Call (949)454-8447
to have a rep walk you through the
Business Plan and fill out the application to join.
"IT'S ALL ABOUT CHANGING
LIVES"
|
ALL
BUSINESS OWNERS MUST BE TRAINED IN FHTM
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1.
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Check out Schedule for a Convenient Training Session |
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2.
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After the Training our Orange County Team Supports You! |
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3.
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Add additional Revenues by Becoming a Trainer Coach |
Fortune
is just becoming a houshold name and the explosion of our company
is in the near months ahead when we go from our current one hundred
fifty thousand reps to one half million reps to one million reps.
At that point our negotiating power with the telecommunication
companies, Dish Network etc and all our FHTM companies will give
us tremendous up front savings because we are generating loyal
customers like nothing they have ever experienced. Not to mention
the huge corporations that will be clamoring to get on board with
our tremendous buying power. We are positioned for explosive growth.
JOIN THE FUTURE TODAY - FHTM!
__________________________________________________________________________________________
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ABOUT
BUSINESS
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A business (also called a company, enterprise or firm) is a legally recognized organization designed to provide goods and/or services to consumers. Businesses are predominant in capitalist economies, most being privately owned and formed to earn profit that will increase the wealth of its owners and grow the business itself. The owners and operators of a business have as one of their main objectives the receipt or generation of a financial return in exchange for work and acceptance of risk. Notable exceptions include cooperative enterprises and state-owned enterprises. Businesses can also be formed not-for-profit or be state-owned.
A home business (or "home-based business" or "HBB") is a small business that operates from the business owner's home office. In addition to location, home businesses are usually defined by: * Having a very small number of employees, usually all immediate family of the business owner, in which case it is also a family business. * Lacking a shop frontage, customer parking and street advertising signs.
The etymology of "business" relates to the state of being busy either as an individual or society as a whole, doing commercially viable and profitable work. The term "business" has at least three usages, depending on the scope — the singular usage (above) to mean a particular company or corporation, the generalized usage to refer to a particular market sector, such as "the music business" and compound forms such as agribusiness, or the broadest meaning to include all activity by the community of suppliers of goods and services. However, the exact definition of business, like much else in the philosophy of business, is a matter of debate.
Basic forms of ownership
Although forms of business ownership vary by jurisdiction, there are several common forms:
- Sole proprietorship: A sole proprietorship is a business owned by one person. The owner may operate on his or her own or may employ others. The owner of the business has personal liability of the debts incurred by the business.
- Partnership: A partnership is a form of business in which two or more people operate for the common goal which is often making profit. In most forms of partnerships, each partner has personal liability of the debts incurred by the business. There are three typical classifications of partnerships: general partnerships, limited partnerships, and limited liability partnerships.
- Corporation: A corporation is a limited liability entity that has a separate legal personality from its members. A corporation can be organized for-profit or not-for-profit. A corporation is owned by multiple shareholders and is overseen by a board of directors, which hires the business's managerial staff. In addition to privately-owned corporate models, there are state-owned corporate models.
- Cooperative: Often referred to as a "co-op", a cooperative is a limited liability entity that can organize for-profit or not-for-profit. A cooperative differs from a corporation in that it has members, as opposed to shareholders, who share decision-making authority. Cooperatives are typically classified as either consumer cooperatives or worker cooperatives. Cooperatives are fundamental to the ideology of economic democracy.
For a country-by-country listing of legally recognized business forms, see Types of business entity.
Classifications
Wall Street,
Manhattan is the location of the New York Stock Exchange and
is often used as a symbol for the world of business.
There are many types of businesses, and because of this, businesses are classified in many ways. One of the most common focuses on the primary profit-generating activities of a business:
- Agriculture and mining businesses are concerned with the production of raw material, such as plants or minerals.
- Financial businesses include banks and other companies that generate profit through investment and management of capital.
- Information businesses generate profits primarily from the resale of intellectual property and include movie studios, publishers and packaged software companies.
- Manufacturers produce products, from raw materials or component parts, which they then sell at a profit. Companies that make physical goods, such as cars or pipes, are considered manufacturers.
- Real estate businesses generate profit from the selling, renting, and development of properties, homes, and buildings.
- Retailers and Distributors act as middle-men in getting goods produced by manufacturers to the intended consumer, generating a profit as a result of providing sales or distribution services. Most consumer-oriented stores and catalogue companies are distributors or retailers. See also: Franchising
- Service businesses offer intangible goods or services and typically generate a profit by charging for labor or other services provided to government, other businesses or consumers. Organizations ranging from house decorators to consulting firms to restaurants and even to entertainers are types of service businesses.
- Transportation businesses deliver goods and individuals from location to location, generating a profit on the transportation costs
- Utilities produce public services, such as heat, electricity, or sewage treatment, and are usually government chartered.
There are many other divisions and subdivisions of businesses. The authoritative list of business types for North America is generally considered to be the North American Industry Classification System, or NAICS. The equivalent European Union list is the NACE.
Management
The study of the efficient and effective operation of a business is called management. The main branches of management are financial management, marketing management, human resource management, strategic management, production management, service management, information technology management, and business intelligence.
Reforming State Enterprises
In recent decades, assets and enterprises that were run by various states have been modeled after business enterprises. In 2003, the People's Republic of China reformed 80% of its state-owned enterprises and modeled them on a company-type management system. Many state institutions and enterprises in China and Russia have been transformed into joint-stock companies, with part of their shares being listed on public stock markets.
Government
regulation
The Bank of England
in Threadneedle Street, London, England.
Most legal jurisdictions specify the forms of ownership that a business can take, creating a body of commercial law for each type.
Organizing
The major factors affecting how a business is organized are usually:
- The size and scope of the business, and its anticipated management and ownership. Generally a smaller business is more flexible, while larger businesses, or those with wider ownership or more formal structures, will usually tend to be organized as partnerships or (more commonly) corporations. In addition a business which wishes to raise money on a stock market or to be owned by a wide range of people will often be required to adopt a specific legal form to do so.
- The sector and country. Private profit making businesses are different from government owned bodies. In some countries, certain businesses are legally obliged to be organized certain ways.
- Limited liability. Corporations, limited liability partnerships, and other specific types of business organizations protect their owners from business failure by doing business under a separate legal entity with certain legal protections. In contrast, unincorporated businesses or persons working on their own are usually not so protected.
- Tax advantages. Different structures are treated differently in tax law, and may have advantages for this reason.
- Disclosure and compliance requirements. Different business structures may be required to make more or less information public (or reported to relevant authorities), and may be bound to comply with different rules and regulations.
Many businesses are operated through a separate entity such as a corporation, limited partnership or limited liability company. Most legal jurisdictions allow people to organize such an entity by filing certain charter documents with the relevant Secretary of State or equivalent and complying with certain other ongoing obligations. The relationships and legal rights of shareholders, limited partners, or members are governed partly by the charter documents and partly by the law of the jurisdiction where the entity is organized. Generally speaking, shareholders in a corporation, limited partners in a limited partnership, and members in a limited liability company are shielded from personal liability for the debts and obligations of the entity, which is legally treated as a separate "person." This means that unless there is misconduct, the owner's own possessions are strongly protected in law, if the business does not succeed.
Where two or more individuals own a business together but have failed to organize a more specialized form of vehicle, they will be treated as a general partnership. The terms of a partnership are partly governed by a partnership agreement if one is created, and partly by the law of the jurisdiction where the partnership is located. No paperwork or filing is necessary to create a partnership, and without an agreement, the relationships and legal rights of the partners will be entirely governed by the law of the jurisdiction where the partnership is located.
A single person who owns and runs a business is commonly known as a sole proprietor, whether he or she owns it directly or through a formally organized entity.
A few relevant factors to consider in deciding how to operate a business include:
- General partners in a partnership (other than a limited liability partnership), plus anyone who personally owns and operates a business without creating a separate legal entity, are personally liable for the debts and obligations of the business.
- Generally, corporations are required to pay tax just like "real" people. In some tax systems, this can give rise to so-called double taxation, because first the corporation pays tax on the profit, and then when the corporation distributes its profits to its owners, individuals have to include dividends in their income when they complete their personal tax returns, at which point a second layer of income tax is imposed.
- In most countries, there are laws which treat small corporations differently than large ones. They may be exempt from certain legal filing requirements or labor laws, have simplified procedures in specialized areas, and have simplified, advantageous, or slightly different tax treatment.
- To "go public" (sometimes called IPO) -- which basically means to allow a part of the business to be owned by a wider range of investors or the public in general—you must organize a separate entity, which is usually required to comply with a tighter set of laws and procedures. Most public entities are corporations that have sold shares, but increasingly there are also public LLCs that sell units (sometimes also called shares), and other more exotic entities as well (for example, REITs in the USA, Unit Trusts in the UK). However, you cannot take a general partnership "public."
Commercial law
Most commercial transactions are governed by a very detailed and well-established body of rules that have evolved over a very long period of time, it being the case that governing trade and commerce was a strong driving force in the creation of law and courts in Western civilization.
As for other laws that regulate or impact businesses, in many countries it is all but impossible to chronicle them all in a single reference source. There are laws governing treatment of labor and generally relations with employees, safety and protection issues (OSHA or Health and Safety), anti-discrimination laws (age, gender, disabilities, race, and in some jurisdictions, sexual orientation), minimum wage laws, union laws, workers compensation laws, and annual vacation or working hours time.
In some specialized businesses, there may also be licenses required, either due to special laws that govern entry into certain trades, occupations or professions, which may require special education, or by local governments. Professions that require special licenses range from law and medicine to flying airplanes to selling liquor to radio broadcasting to selling investment securities to selling used cars to roofing. Local jurisdictions may also require special licenses and taxes just to operate a business without regard to the type of business involved.
Some businesses are subject to ongoing special regulation. These industries include, for example, public utilities, investment securities, banking, insurance, broadcasting, aviation, and health care providers. Environmental regulations are also very complex and can impact many kinds of businesses in unexpected ways.
Capital
When businesses need to raise money (called 'capital'), more laws come into play. A highly complex set of laws and regulations govern the offer and sale of investment securities (the means of raising money) in most Western countries. These regulations can require disclosure of a lot of specific financial and other information about the business and give buyers certain remedies. Because "securities" is a very broad term, most investment transactions will be potentially subject to these laws, unless a special exemption is available.
Capital may be raised through private means, by public offer (IPO) on a stock exchange, or in many other ways. Major stock exchanges include the Shanghai Stock Exchange, Singapore Exchange, Hong Kong Stock Exchange, New York Stock Exchange and Nasdaq (USA), the London Stock Exchange (UK), the Tokyo Stock Exchange (Japan), and so on. Most countries with capital markets have at least one.
Business that have gone "public" are subject to extremely detailed and complicated regulation about their internal governance (such as how executive officers' compensation is determined) and when and how information is disclosed to the public and their shareholders. In the United States, these regulations are primarily implemented and enforced by the United States Securities and Exchange Commission (SEC). Other Western nations have comparable regulatory bodies. The regulations are implemented and enforced by the China Securities Regulation Commission (CSRC), in China. In Singapore, the regulation authority is Monetary Authority of Singapore (MAS), and in Hong Kong, it is Securities and Futures Commission (SFC).
As noted at the beginning, it is impossible to enumerate all of the types of laws and regulations that impact on business today. In fact, these laws have become so numerous and complex, that no business lawyer can learn them all, forcing increasing specialization among corporate attorneys. It is not unheard of for teams of 5 to 10 attorneys to be required to handle certain kinds of corporate transactions, due to the sprawling nature of modern regulation. Commercial law spans general corporate law, employment and labor law, healthcare law, securities law, M&A law (who specialize in acquisitions), tax law, ERISA law (ERISA in the United States governs employee benefit plans), food and drug regulatory law, intellectual property law (specializing in copyrights, patents, trademarks and such), telecommunications law, and more.
In Thailand, for example, it is necessary to register a particular amount of capital for each employee, and pay a fee to the government for the amount of capital registered. There is no legal requirement to prove that this capital actually exists, the only requirement is to pay the fee. Overall, processes like this are detrimental to the development and GDP of a country, but often exist in "feudal" developing countries.
Intellectual property
Businesses often have important "intellectual property" that needs protection from competitors for the company to stay profitable. This could require patents or copyrights or preservation of trade secrets. Most businesses have names, logos and similar branding techniques that could benefit from trademarking. Patents and copyrights in the United States are largely governed by federal law, while trade secrets and trademarking are mostly a matter of state law. Because of the nature of intellectual property, a business needs protection in every jurisdiction in which they are concerned about competitors. Many countries are signatories to international treaties concerning intellectual property, and thus companies registered in these countries are subject to national laws bound by these treaties.
Exit plans
Businesses can be
bought and sold. Business owners often refer to their plan of disposing
of the business as an "exit plan." Common exit plans include IPOs, MBOs
and mergers with other businesses. Businesses are rarely liquidated,
as it is often very unprofitable to do so.
An ad for a work-at-home
scheme posted on a pole
A Work-at-Home scheme is a get-rich-quick scheme in which a victim is lured by an offer to be employed at home, very often doing some simple task in a minimal amount of time with a large amount of income that far exceeds the market rate for the type of work. The true purpose of such an offer is for the perpetrator to extort money from the victim.
Work-at-home schemes have been around for decades. Originally found as ads in newspapers or magazines, they have expanded to more high-tech media, such as television and radio ads, and on the Internet.
Legitimate work-at-home opportunities do exist, and many people do their jobs in the comfort of their own homes. But anyone seeking such an employment opportunity must be wary of accepting a home employment offer, as only about one in 42 such ads have been determined to be legitimate. Most legitimate jobs at home require some form of post-high-school education, such as a college degree or certificate, or trade school, and some experience in the field in an office or other supervised setting. Additionally, many legitimate at-home jobs are not like those in schemes are portrayed to be, as they are often performed at least some of the time in the company's office, require more self discipline than a traditional job, and have a higher risk of firing.
Types of Work
Common types of work found in work-at-home schemes include:
- Stuffing envelopes
- Assembly of items of some type, such as crafts, jewelry, or medical equipment
- Data entry
- Processing medical claims
- Making phone calls
- Online surveys
- Sales of a product or service that is difficult or impossible to sell. This is often done in the form of a pyramid scheme.
- Legitimate Network Marketing Systems that fall under the Code of Ethics within the Direct Selling Industry (DSA)
- Some ads claim to offer a device that makes passive sales calls, and the "employee" will be paid a commission of the sales.
Some ads offer legitimate forms of work that really do exist, but exaggerate the salary and minimize the effort that will have to be put into the job, or the exaggerate amount of work that will be available. Many such ads do not even specify the type of work that will be performed.
Some similar schemes do not advertise work that would be performed at home, but may instead offer occasional, sporadic work away from home for large payments, paired with a lot of free time. Some common offers fitting this description are:
- Acting - seeking extras to perform in movies and television commercials.
- Mystery shopping - Getting paid to shop and dine. While mystery shopping actually does exist, it requires hard work, is paid close to minimum wage, and most importantly, does not require an up-front fee to join.
Victims
The typical victim of a work-at-home scheme may be:
- A burned out employee of a legitimate job seeking an exit to his/her stressful lifestyle
- An unemployed person seeking high-paying easy work
- An uneducated person with few or no skills looking for a job with a good salary
- An employed person wanting to make extra money to supplement his/her regular income.
- Senior citizens, disabled persons, stay-at-home parents, and others who cannot easily leave home in order to make a living.
- Those with busy schedules full of unpaid activities who wish to earn money in their spare time.
- Those with long or tiresome commutes looking to remain at home and eliminate their travel to work.
- Someone who doesn't take the time to carefully investigate the industry, job and company.
Signs of a Work-at-Home Scheme
Signs of a work-at-home scheme versus a legitimate job may include:
- Payment of fee is required prior to starting employment. According to the Federal Trade Commission, under no circumstances should anyone be forced to pay a fee in order to obtain a job. No legitimate employer will require a fee be paid as a condition of starting work (except perhaps a small amount for a criminal background check).
- Pay is too good to be true. Though there may be legitimate jobs in existence in which employees are paid to perform the particular task in question, even possibly from home, in reality, they would be paid a wage that is fair for that type of work and level of education, not the $40 per hour or $3000 per week that is typically offered in a work-at-home scheme.
- Employer seemingly will hire anyone, with no experience necessary and no qualifications. Legitimate employers will only be interested in those who have the proper experience, skills, certification, and other qualifying factors, and will give at least some scrutiny to an applicant seeking employment. But the perpetrator of a work-at-home scheme is only interested in the payment required to join.
- Company is little known, and does not seemingly have a customer base bringing them revenue from which they can pay employees.
- Company does not appear to have a permanent location. Its address, phone number, and website appear to be centered around recruitment of employees, not customers.
Consequences
The consequences of falling for a work-at-home scheme may be as follows:
- Loss of money: It may be only the initial fee to join, say $10, $20, or even $30, or more, for example. Or it may be a lot more. Some scammers will run after receiving just this fee. Others will continue to ask for more in order for the promise of high pay to be fulfilled. Some will act on a two-way street, actually issuing paychecks, all the while receiving payments of greater value in return, which in some cases may exceed tens of thousands of dollars. Yet in other cases, the employer may obtain the victim's personal information and use it to commit fraud against the victim.
- Loss of legitimate job: Those with a real job may quit in hopes of a better one, only to find they cannot get their original job back after they discover their dream job was only a hoax.
- Damaged Reputation: Those who engage in sales of a faulty or otherwise controversial product may be tarnishing their own name as the salesperson of such a worthless item.
- Trouble with law: Some victims may actually receive money. But at the same time, they may be unknowingly breaking the law, on behalf of the perpetrator of the scheme, but will be fully legally responsible. Such violations may be criminal or civil in nature. In other cases, they will not be committing any criminal acts, but they will end up framed in an investigation for the crimes of the perpetrator.
- Wasted time: Victims will often invest huge amounts of time with no pay in return. This is time that can be spent earning money at a legitimate job.
Combating work-at-home schemes
Various law enforcement agencies work to fight work-at-home schemes. In 2006, the Federal Trade Commission (FTC) established Project False Hopes, a federal and state law enforcement sweep that targets bogus business opportunity and work at home scams. The crackdown involved more than 100 law enforcement actions by the FTC, the Department of Justice, the United States Postal Inspection Service, and law enforcement agencies in 11 states.
Telecommuting, e-commuting, e-work, telework, working from home (WFH), or working at home (WAH) is a work arrangement in which employees enjoy flexibility in working location and hours. In other words, the daily commute to a central place of work is replaced by telecommunication links. Many work from home, while others, occasionally also referred to as nomad workers or web commuters utilize mobile telecommunications technology to work from coffee shops or myriad other locations. Telework is a broader term, referring to substituting telecommunications for any form of work-related travel, thereby eliminating the distance restrictions of telecommuting. All telecommuters are teleworkers but not all teleworkers are telecommuters. A frequently repeated motto is that "work is something you do, not something you travel to". A successful telecommuting program requires a management style which is based on results and not on close scrutiny of individual employees. This is referred to as management by objectives as opposed to management by observation. The terms telecommuting and telework were coined by Jack Nilles in 1973.
Long distance telework is facilitated by such tools as virtual private networks, conference calling, videoconferencing, and Voice over IP (VOIP). It can be efficient and useful for companies as it allows staff and workers to communicate over a large distance, saving significant amounts of travel time and cost. As broadband Internet connections become more commonplace, more and more workers have enough bandwidth at home to use these tools to link their home office to their corporate intranet and internal phone networks.
Technology
The roots of telecommuting lay in early 1970s technology, linking satellite offices to downtown mainframes by dumb terminals using telephone lines as a network bridge. The massive ongoing decrease in cost and increase in performance and usability of personal computers forged the way to decentralize even further, moving the office to the home. By the early 1980s, these branch offices and home workers were able to connect to the company mainframe using personal computers and terminal emulation.
The adoption of local area networks promoted sharing of resources, and client server computing allowed for even greater decentralization. Today, telecommuters can carry laptop PCs around which they can use both at the office and at home (and almost anywhere else). The rise of cloud computing technology and Wi-Fi availability has enabled access to remote servers via a combination of portable hardware and software.
Telecommuters are linked to their home office by using groupware, virtual private networks, and similar technologies to collaborate and interact with team members. As the price of VPN-capable routers, high-speed Internet connections to the home, and VOIP technology has plummeted in recent years, the cost to connect a telecommuter to their employer's intranet and telecommunications system has become negligible when compared with the operating costs of conventional offices as well.
Technology has also given freedom to many SAHMs (Stay At Home Moms) who have now become WAHMs.
Potential benefits
Telecommuting
has given many employees a new look, such as this woman relaxing
in a park while she works using a laptop and wifi.
Telecommuting options increase the employability of proximal or circumstantially marginalized groups, such as mothers and fathers with small children, the disabled and people living in remote areas. It can also reduce an individual's carbon footprint, through minimizing daily commuting. The set up also offers possibilities for increased service and international reach, since telecommuters in different time zones can ensure that a company is virtually open for business around the clock. Telework has also enabled offshore outsourcing. Telecommuting provides employee flexibility, eases the working parent's burden, increases employee productivity, and reduces absenteeism. Virtual offices allow employers to keep valuable employees, allow employers to hire employees otherwise not available, and have facilitated productive re-engineering of order-management and customer service processes.
Environmental benefits
Telecommuting gained more ground in the United States in 1996 after "the Clean Air Act amendments were adopted with the expectation of reducing carbon dioxide and ground-level ozone levels by 25 percent." The act required companies with over 100 employees to encourage car pools, public transportation, shortened workweeks, and telecommuting. In 2004, an appropriations bill was enacted by Congress to encourage telecommuting for certain Federal agencies. The bill threatened to withhold money from agencies that failed to provide telecommuting options to all eligible employees.
Telecommuting is seen as a solution to traffic congestion caused by single-car commuting, and the resulting urban air pollution and petroleum use. Initial investments in the network infrastructure and hardware are balanced by an increased productivity and overall greater well-being of telecommuting staff (more quality family time, less travel-related stress), which makes the arrangement attractive to companies, especially those who face large operating costs related to the need for a central office. Although estimates vary on the number of workers telecommuting in the U.S., some studies anticipate that the number will rise over the next few years. Barriers to continued growth of telecommuting include distrust from employers and personal disconnectedness for employees.
Employee satisfaction
Telework flexibility is a desirable perquisite for employees. A 2008 Robert Half International Financial Hiring Index, a survey of 1,400 CFOs by recruitment firm Robert Half International, indicated that 13% consider telework the best recruiting incentive today for accounting professionals. In earlier surveys, 33% considered telework the best recruiting incentive, and half considered it second best.
Current trends
U.S. federal government
Recent events have pushed telework to the forefront as a critical measurement for the U.S. federal government. Telework relates to continuity of operations (COOP) and national pandemic preparedness planning, reducing dependence on foreign oil and the burden of rising gas prices, the Defense Base Closure and Realignment Commission (BRAC), and a focus on recruitment and retention.
During a keynote address at the September 12, 2007 Telework Exchange Town Hall Meeting, Lurita Doan, at that time the Administrator for the General Services Administration, announced an aggressive commitment goal to increase agency telework participation. Her challenge will enable 50 percent of eligible agency employees to telework one or more days per week by 2010. Currently 10 percent of eligible GSA employees telework, compared to 4.2 percent for the overall Federal workforce. Her goal is to increase participation to 20 percent by the end of 2008, 40 percent by the end of 2009, and finally 50 percent by 2010.
A 2007 study of National Science Foundation employees indicated that approximately one-third participated in telework regularly, characterized staff satisfaction with the program, and noted savings in employee time and greenhouse-gas emissions as a result of telework.
Distributed work
Telecommuters need not necessarily work from the home. A more recent extension of telecommuting is distributed work. Distributed work entails the conduct of organizational tasks in places that extend beyond the confines of traditional offices. It can refer to organizational arrangements that permit or require workers to perform work more effectively at any appropriate location, such as their homes and customers' sites - through the application of information and communication technology. An example is financial planners who meet clients during lunchtime with access to various financial planning tools and offerings on their mobile computers, or publishing executives who recommend and place orders for the latest book offerings to libraries and university professors, among others. Another example is the telework centers around Washington, D.C. in Maryland (6), Virginia (8), and D.C. and West Virginia (one each), which generally are relatively close to a majority of people who might otherwise drive or take public transit, and also feature the full complement of office equipment and a high-speed Internet connection for maximum productivity, and perhaps may feature support staff such as receptionists.
These work arrangements are likely to become more popular with current trends towards greater customization of services and virtual organizing. Distributed work offers great potential for firms to reduce costs, enhance competitive advantage and agility, access a greater variety of scarce talents, and improve employee flexibility, effectiveness and productivity. It has gained in popularity in the West, particularly in Europe. While increasing in importance, distributed work has not yet gained widespread acceptance in Asia.
Virtual offices
Virtual offices are attractive to management because they reduce overheads, reduce office space needs, increase productivity, and reduce staff turnover. However, managers (whose roles are varied and not well defined) in telecommuting roles typically receive fewer promotions due to the lack of direct contact they need. From that aspect, telecommuting seems to work best for professionals such as engineers.
Many Schools use a virtual learning environment,(VLE) which is essentially a virtual office. In fact many school VLEs are based on commercial virtual office systems.
Coworking
Coworking is a social gathering of a group of people, who are still working independently, but who share a common working area as well as the synergy that can happen from working with talented people in the same space. Typically, a coworking facility offers hotdesking and other services with common office infrastructure, as well as social areas such as a coffee shop.
Microjobs
Telecommuters who begin working from home part-time for one company may acquire self-employed status through agreement or necessity. From that position an employee may seek more work from other sources. Ultimately, the size of the job unit may reduce, so that many more people are working for small periods of time for multiple clients. These short-time-period jobs have been named microjobs.
Telecommuting 2.0
Telecommuting 2.0 offers solutions to some of the problems that have kept telecommuting from being fully embraced by management and workers. Telecommuting 2.0 takes advantage of Remote Office Centers, which are distributed centers for leasing offices to individuals from multiple companies. A Remote Office Center provide professional grade network access, phone system, security system, mail stop and optional services for additional costs. ROCs are generally located in areas near where people live throughout population centers, so that workers do not have to commute more than a couple of miles. The telecommuter works in a real office but accesses the company network across the internet using a VPN just as in traditional telecommuting. Telecommuting 2.0 has the additional cost since the company will have to lease office space for the employee, but companies already pay for office space and network infrastructure in traditional office environments. The continuing increases in fuel costs are making telecommuting (either version 1.0 or 2.0) more and more attractive for companies and workers alike.
Multi-level marketing (MLM), (also called network marketing) is a term that describes a marketing structure used by some companies as part of their overall marketing strategy.
The structure is designed to create a marketing and sales force by compensating promoters of company products not only for sales they personally generate, but also for the sales of other promoters they introduce to the company, creating a downline of distributors and a hierarchy of multiple levels of compensation in the form of a pyramid.
The products and company are usually marketed directly to consumers and potential business partners by means of relationship referrals and word of mouth marketing.
Setup
Independent, unsalaried salespeople of multi-level marketing, referred to as distributors (or associates, independent business owners, dealers, franchise owners, sales consultants, consultants, independent agents, etc.), represent the company that produces the products or provides the services they sell. They are awarded a commission based upon the volume of product sold through their own sales efforts as well as that of their downline organization.
Independent distributors develop their organizations by either building an active customer base, who buy direct from the company, or by recruiting a downline of independent distributors who also build a customer base, thereby expanding the overall organization. Additionally, distributors can also earn a profit by retailing products they purchased from the company at wholesale price.
This arrangement of distributors earning a commission based on the sales of their independent efforts as well as the leveraged sales efforts of their downline is similar to franchise arrangements where royalties are paid from the sales of individual franchise operations to the franchiser as well as to an area or regional manager. Commissions are paid to multi-level marketing distributors according to the company’s compensation plan. There can be individuals at multiple levels of the structure receiving royalties from a single person's sales.
Legitimacy
MLM businesses operate in the United States in all 50 states and in more than 100 other countries, and new businesses may use terms like "affiliate marketing" or "home-based business franchising". However, many pyramid schemes try to present themselves as legitimate MLM businesses.
Because pyramiding (getting commissions from recruiting new members including "sign-up fees") is illegal in most states, to remain legitimate in the U.S. a company that uses multi-level marketing has to make sure commissions are earned only on sales of the company's products or services if they cross state boundaries. If participants are paid primarily from money received from new recruits, or if they are required to buy more product than they are likely to sell, then the company may be a pyramid scheme, which is illegal in most countries.
New salespeople may be asked to pay for their own training and marketing materials, or to buy a significant amount of inventory. A commonly adopted test of legality is that MLMs follow the so-called 70% rule which prevents members "inventory loading" in order to qualify for additional bonuses. The 70% rule requires participants to sell 70% of previously purchased inventory before placing new orders with the company. There are however variations in interpretations of this rule. Some attorneys insist that 70% of purchased inventory should be sold to people who are not participants in the business, while many MLM companies allow for self-consumption to be a significant part of the sales of a participant.
The European Union's Unfair Commercial Practices Directive explicitly includes self-consumption as legitimate.
In a 2004 United States Federal Trade Commission (FTC) Staff Advisory letter to the Direct Selling Association states:
Much has been made of the personal, or internal, consumption issue in recent years. In fact, the amount of internal consumption in any multi-level compensation business does not determine whether or not the FTC will consider the plan a pyramid scheme. The critical question for the FTC is whether the revenues that primarily support the commissions paid to all participants are generated from purchases of goods and services that are not simply incidental to the purchase of the right to participate in a money-making venture.
In a 2007 Wall Street Journal interview, FTC economist Peter Vander Nat stated, "If people are buying because they want to use a company’s products, those sales can count as retail."
The FTC offers advice for potential MLM members to help them identify those which are likely to be pyramid schemes.
Compensation plans
Companies have devised a variety of MLM compensation plans over the decades.
- Unilevel plans This type of plan is often considered the simplest of compensation plans. As the name suggests, the plan allows a person to sponsor one line of distributors, called a "frontline." Every distributor the person sponsors is considered to be on that sponsor's frontline and there are no width limitations, meaning there is no limit to the amount of people one can sponsor in the frontline. The common goal of this plan is to recruit a large number of frontline distributors and then encourage them to do the same. This is due to the fact that commissions are normally paid out on a limited depth, which typically means sponsor can earn commissions on sales between 5 and 7 levels deep.
- Stairstep Breakaway plans This type of plan is characterized as having representatives who are responsible for both personal and group sales volumes. Volume is created by recruiting and by retailing product. Various discounts or rebates may be paid to group leaders and a group leader can be any representative with one or more downline recruits. Once predefined personal and/or group volumes are achieved, a representative moves up a commission level. This continues until the representative's sales volume reaches the top commission level and "breaks away" from their upline. From that point on, the new group is no longer considered part of his upline's group and the multi-level compensation aspect ceases. The original upline usually continues to be compensated through override commissions and other incentives.
- Matrix plans This type of plan is similar to a Uni-Level plan, except there is also a limited number of representatives who can be placed on the first level. Recruits beyond the maximum number of first level positions allowed are automatically placed in other downline (lower level) positions. Matrix plans often have a maximum width and depth. When all positions in a representative's downline matrix are filled (maximum width and depth is reached for all participants in a matrix), a new matrix may be started. Like Uni-Level plans, representatives in a matrix earn unlimited commissions on limited levels of volume with minimal sales quotas.
- Binary plans: A binary plan is a multilevel marketing compensation plan which allows distributors to have only two front-line distributors. If a distributor sponsors more than two distributors, the excess are placed at levels below the sponsoring distributor's front-line. This "spillover" is one of the most attractive features to new distributors since they need only sponsor two distributors to participate in the compensation plan. The primary limitation is that distributors must "balance" their two downline legs to receive commissions. Balancing legs typically requires that the number of sales from one downline leg constitute no more than a specified percentage of the distributor's total sales.
- Hybrid plans are compensation plans that are constructed using elements of more than one type of compensation plan.
An entrepreneur is a person who has possession of an enterprise, or venture, and assumes significant accountability for the inherent risks and the outcome. It is an ambitious leader who combines land, labor, and capital to often create and market new goods or services. ... [1] The term is a loanword from French and was first defined by the Irish economist Richard Cantillon. Entrepreneur in English is a term applied to the type of personality who is willing to take upon herself or himself a new venture or enterprise and accepts full responsibility for the outcome. Jean-Baptiste Say, a French economist, believed to have coined the word Entrepreneur first in about at 1800. He said an entrepreneur is "one who undertakes an enterprise, especially a contractor, acting as intermediatory between capital and labour".[2] Entrepreneurship is often difficult and tricky, resulting in many new ventures failing.
The word entrepreneur is often synonymous with founder. Most commonly, the term entrepreneur applies to someone who creates value by offering a product or service, by carving out a niche in the market that may not exist currently. Entrepreneurs tend to identify a market opportunity and exploit it by organizing their resources effectively to accomplish an outcome that changes existing interactions within a given sector. Observers see them as being willing to accept a high level of personal, professional or financial risk to pursue opportunity. Business entrepreneurs are viewed as fundamentally important in the capitalistic society. Some distinguish business entrepreneurs as either "political entrepreneurs" or "market entrepreneurs," while social entrepreneurs' principal objectives include the creation of a social and/or environmental benefit.
Etymology
Credit for coining the word "entrepreneur" goes to Jean-Baptiste Say,
a nineteenth century economist.[3] The word "entrepreneur" (f. entrepreneuse)
is a loanword from French. In French the verb "entreprendre" means "to
undertake," with "entre" coming from the Latin word meaning "between,"
and "prendre" meaning "to take." In French a person who performs a verb,
has the ending of the verb changed to "eur," comparable to the "er"
ending in English. "Unternehmer" (lit. "undertaker" in the literal sense
of the word) is the high German equivalent and curiously, "Unternehmensforschung"
is the German equivalent of Operations Research although the Anglo-Saxon
model of the firm is fairly anti-thetical to the notion of management
as a science.
Entrepreneur
as a leader
Scholar Robert. B. Reich considers leadership, management ability, and
team-building as essential qualities of an entrepreneur. This concept
has its origins in the work of Richard Cantillon in his Essai sur la
Nature du Commerce en Général (1755) and Jean-Baptiste Say (1803 or
1834)[4] in his Treatise on Political Economy. A more generally held
theory is that entrepreneurs emerge from the population on demand, from
the combination of opportunities and people well-positioned to take
advantage of them. An entrepreneur may perceive that they are among
the few to recognize or be able to solve a problem. In this view, one
studies on one side the distribution of information available to would-be
entrepreneurs (see Austrian School economics) and on the other, how
environmental factors (access to capital, competition, etc.) change
the rate of a society's production of entrepreneurs.[citation needed]
A prominent theorist of the Austrian School in this regard is Joseph
Schumpeter, who saw the entrepreneur as innovators and popularized the
uses of the phrase creative destruction to describe his view of the
role of entrepreneurs in changing business norms.
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Orange County is a county in Southern California, United States. Its county seat is Santa Ana. According to the 2000 Census, its population was 2,846,289, making it the second most populous county in the state of California, and the fifth most populous in the United States. The state of California estimates its population as of 2007 to be 3,098,121 people, dropping its rank to third, behind San Diego County. Thirty-four incorporated cities are located in Orange County; the newest is Aliso Viejo. |
Unlike many other large centers of population in the United States,
Orange County uses its county name as its source of identification whereas
other places in the country are identified by the large city that is
closest to them. This is because there is no defined center to Orange
County like there is in other areas which have one distinct large city.
Five Orange County cities have populations exceeding 170,000 while no
cities in the county have populations surpassing 360,000. Seven of these
cities are among the 200 largest cities in the United States.
Orange County is also famous as a tourist destination, as the county
is home to such attractions as Disneyland and Knott's Berry Farm, as
well as sandy beaches for swimming and surfing, yacht harbors for sailing
and pleasure boating, and extensive area devoted to parks and open space
for golf, tennis, hiking, kayaking, cycling, skateboarding, and other
outdoor recreation. It is at the center of Southern California's Tech
Coast, with Irvine being the primary business hub.
The average price of a home in Orange County is $541,000. Orange County
is the home of a vast number of major industries and service organizations.
As an integral part of the second largest market in America, this highly
diversified region has become a Mecca for talented individuals in virtually
every field imaginable. Indeed the colorful pageant of human history
continues to unfold here; for perhaps in no other place on earth is
there an environment more conducive to innovative thinking, creativity
and growth than this exciting, sun bathed valley stretching between
the mountains and the sea in Orange County.
Orange County was Created March 11 1889, from part of Los Angeles County,
and, according to tradition, so named because of the flourishing orange
culture. Orange, however, was and is a commonplace name in the United
States, used originally in honor of the Prince of Orange, son-in-law
of King George II of England.
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Incorporated:
March 11, 1889 Legislative Districts: * Congressional: 38th-40th, 42nd & 43 * California Senate: 31st-33rd, 35th & 37 * California Assembly: 58th, 64th, 67th, 69th, 72nd & 74 County Seat: Santa Ana County Information: Robert E. Thomas Hall of Administration 10 Civic Center Plaza, 3rd Floor, Santa Ana 92701 Telephone: (714)834-2345 Fax: (714)834-3098 County Government Website: http://www.oc.ca.gov |
CITIES OF ORANGE COUNTY CALIFORNIA:
| City
of Aliso Viejo,
92653, 92656, 92698 City of Anaheim, 92801, 92802, 92803, 92804, 92805, 92806, 92807, 92808, 92809, 92812, 92814, 92815, 92816, 92817, 92825, 92850, 92899 City of Brea, 92821, 92822, 92823 City of Buena Park, 90620, 90621, 90622, 90623, 90624 City of Costa Mesa, 92626, 92627, 92628 City of Cypress, 90630 City of Dana Point, 92624, 92629 City of Fountain Valley, 92708, 92728 City of Fullerton, 92831, 92832, 92833, 92834, 92835, 92836, 92837, 92838 City of Garden Grove, 92840, 92841, 92842, 92843, 92844, 92845, 92846 City of Huntington Beach, 92605, 92615, 92646, 92647, 92648, 92649 City of Irvine, 92602, 92603, 92604, 92606, 92612, 92614, 92616, 92618, 92619, 92620, 92623, 92650, 92697, 92709, 92710 City of La Habra, 90631, 90632, 90633 City of La Palma, 90623 City of Laguna Beach, 92607, 92637, 92651, 92652, 92653, 92654, 92656, 92677, 92698 City of Laguna Hills, 92637, 92653, 92654, 92656 City of Laguna Niguel, 92607, 92677 |
City
of Laguna Woods,
92653, 92654 City of Lake Forest, 92609, 92630, 92610 City of Los Alamitos, 90720, 90721 City of Mission Viejo, 92675, 92690, 92691, 92692, 92694 City of Newport Beach, 92657, 92658, 92659, 92660, 92661, 92662, 92663 City of Orange, 92856, 92857, 92859, 92861, 92862, 92863, 92864, 92865, 92866, 92867, 92868, 92869 City of Placentia, 92870, 92871 City of Rancho Santa Margarita, 92688, 92679 City of San Clemente, 92672, 92673, 92674 City of San Juan Capistrano, 92675, 92690, 92691, 92692, 92693, 92694 City of Santa Ana, 92701, 92702, 92703, 92704, 92705, 92706, 92707, 92708, 92711, 92712, 92725, 92728, 92735, 92799 City of Seal Beach, 90740 City of Stanton, 90680 City of Tustin, 92780, 92781, 92782 City of Villa Park, 92861, 92867 City of Westminster, 92683, 92684, 92685 City of Yorba Linda, 92885, 92886, 92887 |
| Noteworthy
communities Some of the communities that exist within city limits
are listed below: * Anaheim Hills,
Anaheim * Balboa Island, Newport Beach * Corona del Mar, Newport
Beach * Crystal Cove / Pelican Hill, Newport Beach * Capistrano
Beach, Dana Point * El Modena, Orange * French Park, Santa Ana
* Floral Park, Santa Ana * Foothill Ranch, Lake Forest * Monarch
Beach, Dana Point * Nellie Gail, Laguna Hills * Northwood, Irvine
* Woodbridge, Irvine * Newport Coast, Newport Beach * Olive, Orange
* Portola Hills, Lake Forest * San Joaquin Hills, Laguna Niguel
* San Joaquin Hills, Newport Beach * Santa Ana Heights, Newport
Beach * Tustin Ranch, Tustin * Talega, San Clemente * West Garden
Grove, Garden Grove * Yorba Hills, Yorba Linda * Mesa Verde, Costa
Mesa Unincorporated communities These communities are outside of the city limits in unincorporated county territory: * Coto de Caza * El Modena * Ladera Ranch * Las Flores * Midway City * Orange Park Acres * Rossmoor * Silverado Canyon * Sunset Beach * Surfside * Trabuco Canyon * Tustin Foothills Adjacent counties to Orange County Are: * Los Angeles County, California - north, west * San Bernardino County, California - northeast * Riverside County, California - east * San Diego County, California - southeast |
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FHTM TRAINING [This site is not FHTM Corporate] FORTUNE HIGH TECH MARKETING, FHTM ORANGE COUNTY CALIFORNIA HOME BUSINESS, HOME BASED BUSINESS, LEGITITMATE WORK AT HOME BUSINESS OPPORTUNITY |